Disclosures: Audio Disclosures

The audio link (audio) discusses certain investment products and is provided for informational purposes only, and should not be considered, investment, financial planning, tax or legal advice, and is not a recommendation to buy or sell any securities. Investing in securities involves varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a client’s financial situation or risk tolerance. Past performance is not a guarantee of future returns. Individual performance results will vary. The opinions expressed in the audio reflect Destination Wealth Management’s (“DWM”) or Michael Yoshikami’s (as applicable) views as of the date of the audio. Such views are subject to change at any point without notice. You should not treat any opinion expressed by DWM or Mr. Yoshikami as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of general opinion. Nothing presented herein is or is intended to constitute investment advice, and no investment decision should be made based solely on any information provided in this audio. There is a risk of loss from an investment in securities, including the risk of loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular investor's financial situation or risk tolerance. Neither DWM nor Mr. Yoshikami guarantees any specific outcome or profit. Any forward-looking statements or forecasts contained in the audio or discussed in the audio link are based on assumptions and actual results may vary from any such statements or forecasts. DWM or one of its officers may have a position in the securities discussed and may purchase or sell such securities from time to time. Some of the information in this audio has been obtained from third party sources. While DWM believes such third-party information is reliable, DWM does not guarantee its accuracy, timeliness or completeness. DWM encourages you to consult with a professional financial advisor prior to making any investment decision.