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Disclosure: Past performance is no guarantee of future results. The information provided herein reflects the views of Destination Wealth Management (“DWM”) or Michael Yoshikami (as applicable) as of the date of this article. Such views are subject to change at any point without notice. DWM obtained the information provided herein from third party sources believed to be reliable but we do not warrant or guarantee the accuracy or completeness of the information. This article is being provided for informational purposes only and should not be considered a recommendation to buy or sell any securities. Nothing presented herein is or is intended to constitute investment advice, and no investment decision should be made based solely on any information provided herein. DWM has not taken into account the investment objectives, financial situation or particular needs of any individual client or investor. There is a risk of loss from an investment in securities, including the risk of loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular investor's financial situation or risk tolerance. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Any forward looking statements or forecasts are based on assumptions and actual results are expected to vary from any such statements or forecasts. No reliance should be placed on any such statements or forecasts when making any investment decision. The assumptions and projections displayed are estimates, hypothetical in nature, and meant to serve solely as our opinion. DWM encourages you to consult with a professional financial advisor prior to making any investment decision. Links to third party websites are provided for your convenience and informational purposes only. DWM is not responsible for information contained on third party websites.