Destination Wealth Management has developed investment strategies to suit differing portfolio objectives. Portfolio strategies and the equity to fixed income ratio is an important consideration when making a judgment regarding the most appropriate investment plan for your situation. Because DWM has developed a wide variety of strategies, it is possible to more closely align individual financial planning objectives with a selected portfolio strategy. This alignment between your investment strategy and your planning goals is an important consideration as flexibility can mean a better fit for your individual situation. We invite you to learn more about the wide variety of strategies available to you as an investor as well as discuss how we might design a strategy that meets your needs.
DESIGNED FOR DIFFERENT LEVELS OF RISKS
Concentrated Growth: An individual equity portfolio strategy focused on capital appreciation. The portfolio primarily invests in mid to large US based companies and is not an asset allocation investment strategy. Fluctuation can be significant and is only suitable for clients that are comfortable with high capital fluctuation and have a long-term investment horizon. Fluctuations will reflect US mid-to-large-cap equity market volatility.
Focus Growth: An equity portfolio focused on capital appreciation. Fluctuation can be significant and is only suitable for clients that are comfortable with high capital fluctuation and have a long-term investment horizon.
Equity Growth: A primarily equity-oriented strategy focused on capital appreciation. This strategy has the potential for significant fluctuation and is only suitable for clients with an above-average tolerance for risk and a long-term time horizon.
Equity Income: This portfolio provides a combination of capital appreciation with some income generation. This strategy is subject to equity market fluctuation and is only suitable for clients with long term time horizons or an above-average tolerance for risk.
Strategic Dividend and Income: This portfolio is focused on generating income from dividends and interest. It invests in both equities and fixed income. This strategy is subject to equity market fluctuations and interest rate volatility, and is suitable for clients seeking income, having a moderate degree of risk tolerance and a long term investment horizon.
Strategic Balanced: This portfolio is equally focused on income generation and capital appreciation. This strategy is subject to equity market fluctuations and interest rate volatility. It is suitable for clients with a modest degree of risk tolerance and average 3 to 5 year time horizon.
Conservative Balanced: This portfolio focuses on income while seeking a small amount of capital appreciation on a long-term basis. This strategy is predominantly fixed income oriented and suitable for moderately risk averse clients with at least a 3 to 5-year time horizon.
Fixed Income: This portfolio is invested in income-oriented assets including bonds and other interest bearing assets. Least aggressive portfolio suitable for risk averse clients with shorter time horizons and the need for portfolio income generation. The portfolio will fluctuate depending on credit quality and interest rate levels.
Investment advice is provided by Destination Wealth Management (“DWM”), an Investment
Advisor registered with the Securities Exchange Commission (“SEC”). Registration with the SEC or any state securities authority does not imply a certain level of skill or training. For additional information regarding services, fees, and related disclosures, please refer to Advisor’s Form ADV, Part 2A Brochure. A copy of the firm’s ADV is available on request.
