Sylvia Xu CFP®
Sylvia Xu is a D360 Wealth Advisor and Wealth Management Advisor at Destination Wealth Management with over a decade of experience in financial services. Since 2011, she has helped clients navigate complex financial decisions, specializing in investment management, tax-efficient planning, concentrated stock strategies, and multigenerational wealth preservation. She is known for delivering thoughtful, personalized strategies that simplify complexity and create long-term value for her clients and their families.
Sylvia’s perspective is shaped by her family’s journey as immigrants pursuing the American Dream. Watching her parents work tirelessly to purchase their first home while raising three children in the Bay Area left a lasting impression. Although she couldn’t guide them financially at the time, that experience continues to inform her work today—helping clients overcome challenges and pursue their goals with greater confidence and efficiency.
She earned her Bachelor of Science in Managerial Economics from the University of California, Davis, and is a CERTIFIED FINANCIAL PLANNER® professional. Prior to joining Destination Wealth Management, Sylvia held roles at Merrill Edge and a San Francisco–based Registered Investment Adviser, where she deepened her expertise in wealth advisory and client strategy.
Outside of work, Sylvia enjoys spending time with her family and playing Mahjong with her parents and siblings. For her, it’s less about winning and more about the connection, laughter, and memories they create together.
For more information about the CERTIFIED FINANCIAL PLANNER® certification, please refer to the disclosure page on our website at www.destinationwm.com/disclosures.
